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Employment decision worksheet

PIP vs severance decision tool

Put the financial and time trade-offs on one page without pretending a score can predict the outcome or interpret a legal agreement.

Free to use · Your temporary inputs stay in this browserLast verified: September 2026

Quick answer

What this tool helps you decide

A useful comparison includes guaranteed severance, pay and benefits during the PIP, realistic job-search time, the chance of meeting the plan, equity dates, unemployment consequences, references, and the agreement deadline. The result is a conversation signal—not a recommendation.

How to use the result

  1. STEP 1

    Get the PIP terms and severance offer in writing.

  2. STEP 2

    Enter comparable gross values and your own uncertainty assumptions.

  3. STEP 3

    Use the report to ask HR and qualified counsel about deadlines and consequences before signing.

Frequently asked questions

Should I sign a severance agreement immediately?

Do not assume you must sign on the day it arrives. Find the written deadline and consider professional review, especially when release or restrictive terms matter.

Can a PIP affect unemployment?

State agencies decide eligibility based on state law and facts. Ask how the separation would be coded, but verify with the relevant state agency.

Can this tool tell me which option to choose?

No. It makes assumptions visible and identifies questions; it cannot know workplace facts, legal rights, health needs, or your risk tolerance.

Compare the offer with the cost of staying

Use this to prepare questions. It cannot predict whether a PIP will succeed or interpret an agreement.

Conversation signal

Review severance first

Severance cash entered: $16,000

Pay during PIP: $12,000

Probability-weighted PIP value: $12,525

Search capacity during PIP: 8 hours/week

Do not decide from the score alone.

Ask about the signing deadline, unemployment coding, benefits end date, reference policy, release language, equity dates, and whether the offer can be negotiated.