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U.S. benefits

COBRA vs Marketplace comparison

Compare the premiums and out-of-pocket assumptions you enter, then verify eligibility, networks, prescriptions, and deadlines.

Free to use · Your temporary inputs stay in this browserLast verified: September 2026U.S. Department of Labor COBRA guidance

Expected period cost

COBRA: $4,800

Marketplace: $2,580

Lower entered cost: marketplace

Cost ranking does not decide network, prescription, deductible, or medical fit. Confirm enrollment deadlines and eligibility.